Business Lending

3Rivers is proud to support many of the businesses that make our community one-of-a-kind. We offer a wide range of lending solutions that can help elevate your business’s performance and are committed to making our business lending processes streamlined and simple, getting to know you and your business, and offering services tailored to your needs.

Our team of experienced bankers—some prior business owners themselves—are all active in our community and its economic development efforts.

Our business lending solutions include:

Business Lines of Credit

Flexible operating lines of credit support working capital and cash flow.

Business Term Notes

Short or long-term equipment, fixed asset, and permanent working capital loans.

Real Estate and Construction Loans

Real estate and construction loans structured to fit useful life and construction cycles.

Business Vehicles

We finance all types of vehicles your business may need. These loans carry flexible short or long-term financing.

Business Credit Cards

Our Mastercard^® features a low interest rate, competitive rewards program, and easy online access to manage expenses and view activity. You can also request additional cards for designated employees or officers at no cost.

Small Business Administration (SBA) & Community Development Corporation (CDC) Financing Programs

We often partner with business lending resources and programs to help meet our members' business needs. Learn more about how these organizations can help.