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Skip the Stress, Not the Joy, with No Payments for 60 Days!

The holidays can be joyful, but they can also quickly stretch your budget thin. That’s why 3Rivers is giving you a little extra time to catch your breath to end the year. Through December 31, enjoy no payments for 60 days on new personal and auto loans.

Whether you’re upgrading your vehicle, consolidating debt, or covering seasonal expenses, this limited-time offer gives you space to focus on what really matters: friends, family, and peace of mind.

Apply Now

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As low as...
7.21%
Refi your Loan
Web-Icons_House
As low as...
0.00%
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Web-Icons_Car
As low as...
0.00%
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Web-Icons_Emergency Fund-01
As high as...
0.00%
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Gift yourself more savings in 2026!

If you’re looking for ways to grow your savings next year, our share certificates are a great option to consider! Our certificates offer competitive rates and we have a wide range of terms to choose from.

Low Rates. Big Rewards. Real Joy.

The 3Rivers Mastercard® credit card gives you a steady rate of 18% APR that helps you spend smarter, not more. Because true financial wellness isn’t about giving things up—it’s about getting more from what you do.

Schedule a free financial check-in.

Start the new year off strong. Let’s review your current financial picture, set clear money goals, and create a plan to reach them. Our team is here to help every step of the way. Schedule a time to talk!

Over the Edge with the Komet's Mascot, Icy.

We're Committed to You & Your Community.

At 3Rivers, we go beyond banking by investing in our members and our communities. We support the people, places, and events that matter most to you. Our not-for-profit cooperative offers support through event sponsorships, grants, college scholarships, in-kind giving, and financial education. What’s more, our team is passionate about rolling up our sleeves and working alongside our friends and neighbors, volunteering our time and talents outside of our branch walls at countless non-profits and events throughout the year!

explore all the ways we give back!

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