Rates
Personal Loans
Last updated:
8/1/2025
| Unsecured Loans | Term | Rate (As Low As) | APR1 | Apply |
|---|---|---|---|---|
| Unsecured Lines of Credit | 13.77% | 13.77 - 18% | Apply | |
| Unsecured Term Loan | 12 - 48 months, $5,000* min loan amount |
13.27% | 14.34 - 18% | Apply |
| Unsecured Term Loan | 49 - 60 months, $5,000 min loan amount |
13.77% | 14.65 - 18% | Apply |
| Unsecured Term Loan | 61 - 72 months, $10,000 min loan amount |
14.77% | 15.15 - 18% | Apply |
1APR=Annual Percentage Rate. All rates advertised are based upon borrowers’ qualifications and will depend on the minimum loan amount and the maximum term listed, and account for a loan processing fee of $99. Your APR will vary
depending on your loan amount, interest rate & loan term. Personal loan rates will range from 13.27%-18%.
*Minimum loan amount of $5,000; minimum term is 12 months.
Assume you will borrow $12,000 with $99 loan processing fee; the loan amount will be $12,099. The calculated APR on a 48 month loan with an interest rate of 13.27% would be 13.71%. Please use our Loan Payment Calculator for additional scenarios relevant to your unique needs.
Membership required, to learn more visit www.3riversfcu.org/join